Thursday, October 06, 2005

Fiscally Fit

I'm a pretty concrete kinda guy, so I don't get "visions" or remember much of my dreams...but for no apparent reason, I had some sort of subconsious thought that has not stopped developing since Monday. It is an allegory for my financial views. I like to call it Fiscal Fitness:

Imagine, if you will, a group of 100 people. The only real differance between them is their fitness level. You see 5 that could only be discribed as professional athletes. Another 20 look to be in exceptional shape. Another 40 appear to be mostly good shape. The next look mildly heavy, but not out of control. At the other end of the spectrum, you see several very large individuals (morbidly obese). This represents the population in terms of financial health. Those who are particularly fit are doing well financially...those who have let themselves go, are deep in debt.
Some of these people have it easy to get into shape. Perhaps one had a champion marathoning mother and a body-building father. This individual may not have to work as hard to become fiscally fit, but they must discipline themselves to keep in shape.

Others have a harder time. Bad habits and slow metabolism make staying in shape difficult. This person must work harder...but they can reach fiscal fitness.

In this system, those that put forth the time and effort are rewarded. Those that don't care are not.

One day, someone shows up with a device that transfers fat from those with excessive amounts to everyone else. Those who have worked hard to reach their level of fitness, obviously don't like the idea. Those who are not in the best of shape are delighted.

This is a work in progress. Please feel free to comment to add to the basic ideas.


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